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Launch financial services on your platform

Become the one-stop shop for your customer's financial needs by embedding financial services into your platform, including accounts, cards and financing. Companies such as Shopify and Housecall Pro offer embedded financial services – tailored specifically to their core users – to attract and retain more customers, add new lines of revenue and improve their customer experience.

Differentiate your platform

Build cohesive financial services for your customers

Small businesses are struggling with acute pain points around issues like cash flow challenges. Your platform can be part of the solution, generating more user trust and revenue along the way by offering services tailored for your customers with more flexibility than traditional providers. Enable customers to earn, store, manage and move money – all without leaving your platform.

Let your customers accept online and in-person payments

Integrate payments into your platform for a seamless user experience – from onboarding to payments acceptance to payouts.

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Provide businesses with access to capital

Launch a complete financing programme in as little as five minutes to give eligible customers easy access to financing and help them grow their businesses.

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Allow your customers to store and spend funds

Create financial accounts for your customers that are eligible for FDIC pass-through and can support ACH and electronic transfers.

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Issue cards for access to funds in seconds

Give business owners, contractors and freelancers fast access to their earnings via virtual and physical cards.

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Grow your business

Make financial products part of your offering

Embedded finance can drive growth, boost user engagement, increase loyalty and add new revenue streams on top of subscriptions. Stripe's suite of financial solutions is the fastest way to add these features to your platform.

Build a one-stop money movement destination

Enhance your software with financial services so that customers can manage all aspects of their business on your platform.

Win and retain more customers

Embed customised financial services that keep customers engaged and differentiate your platform from competitors. Larger platforms on Stripe report an 80% customer retention rate on their embedded finance offerings.

Increase revenue

Add new revenue streams on top of your existing business by monetising payments, card interchange and financing fees. Platforms using Stripe's embedded financial services are seeing a 40% increase in customer lifetime value.

Learn more about embedded finance

Platforms are launching new offerings and experiences with embedded finance solutions from Stripe and our bank partners. Watch the breakout from Sessions '25 to learn how embedded finance works and what you need to get started.

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